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Pay Yourself First

Start saving your money. Yes. Save your worthless, inflation-bitten 

money, but just some of it. Let me explain.

When Kim and I were getting out of debt, we knew we wanted to get 

out of debt FAST! We knew how to save our way out of debt, but we 

wanted to invest our way out of debt too. This is where the magic is.

When you get your paycheck, do not use all of your money to pay your 

bills. Save some of your money. As much as it hurts to say, save some of 

your money. 

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7

Kim and I saved thirty percent of our money for our future. This was 

not as easy as it sounds. We had to have the emotional maturity to stop 

buying things we did not need. We also had to have the maturity to accept 

that by saving money for our future we did not have enough to pay our 

current bills.

It was scary. 

Bill collectors called regularly. Bill collectors are not exactly friendly 

when  you  are  not  paying  their  bills.  Kim  and  I  purposely  put  ourselves 

under constant fire. That was motivation!

What did this motivation do for us? It did two things. First, we became 

highly motivated to find extra income and work. Second, we became very 

aware of opportunities all around us.

What makes the strategy in this book ‘advanced’ is the second part of the 

motivation—opportunity awareness. 

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The sooner you realize that a paycheck is not going to save you from 

bad debt the easier your life will be. So what is going to help you? It’s really 

a simple answer, but something that isn’t necessarily easy to do. You have to 

train yourself to start seeing opportunities.

What does that mean? Once you start using your brain instead of 

emotions, your mind will show you ways of making money far beyond 

what you could make as an employee. You will see things that other people 

never see. Most people never see these opportunities because they’re looking 

for money and security. The moment you train your brain to see one 

opportunity, you’ll see them for the rest of your life. 

The tricky part is that most opportunities look like risk to the untrained 

eye. The problem is that little voice in your head.