The Financier a novel by Theodore Dreiser



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the financier a novel by theodore dreiser

 
 


Chapter XXXII 
The necessity of a final conference between Butler, Mollenhauer, and 
Simpson was speedily reached, for this situation was hourly growing more 
serious. Rumors were floating about in Third Street that in addition to 
having failed for so large an amount as to have further unsettled the already 
panicky financial situation induced by the Chicago fire, Cowperwood and 
Stener, or Stener working with Cowperwood, or the other way round, had 
involved the city treasury to the extent of five hundred thousand dollars. 
And the question was how was the matter to be kept quiet until after 
election, which was still three weeks away. Bankers and brokers were 
communicating odd rumors to each other about a check that had been 
taken from the city treasury after Cowperwood knew he was to fail, and 
without Stener's consent. Also that there was danger that it would come to 
the ears of that very uncomfortable political organization known as the 
Citizens' Municipal Reform Association, of which a well-known iron-
manufacturer of great probity and moral rectitude, one Skelton C. Wheat, 
was president. Wheat had for years been following on the trail of the 
dominant Republican administration in a vain attempt to bring it to a sense 
of some of its political iniquities. He was a serious and austere man—-one of 
those solemn, self-righteous souls who see life through a peculiar veil of 
duty, and who, undisturbed by notable animal passions of any kind, go their 
way of upholding the theory of the Ten Commandments over the order of 
things as they are. 
The committee in question had originally been organized to protest against 
some abuses in the tax department; but since then, from election to 
election, it had been drifting from one subject to another, finding an 
occasional evidence of its worthwhileness in some newspaper comment and 
the frightened reformation of some minor political official who ended, 
usually, by taking refuge behind the skirts of some higher political power—
in the last reaches, Messrs. Butler, Mollenhauer, and Simpson. Just now it 
was without important fuel or ammunition; and this assignment of 
Cowperwood, with its attendant crime, so far as the city treasury was 
concerned, threatened, as some politicians and bankers saw it, to give it just 
the club it was looking for. 
However, the decisive conference took place between Cowperwood and the 
reigning political powers some five days after Cowperwood's failure, at the 
home of Senator Simpson, which was located in Rittenhouse Square—a 
region central for the older order of wealth in Philadelphia. Simpson was a 
man of no little refinement artistically, of Quaker extraction, and of great 
wealth-breeding judgment which he used largely to satisfy his craving for 
political predominance. He was most liberal where money would bring him a 
powerful or necessary political adherent. He fairly showered offices—


commissionerships, trusteeships, judgeships, political nominations, and 
executive positions generally—on those who did his bidding faithfully and 
without question. Compared with Butler and Mollenhauer he was more 
powerful than either, for he represented the State and the nation. When the 
political authorities who were trying to swing a national election were 
anxious to discover what the State of Pennsylvania would do, so far as the 
Republican party was concerned, it was to Senator Simpson that they 
appealed. In the literal sense of the word, he knew. The Senator had long 
since graduated from State to national politics, and was an interesting figure 
in the United States Senate at Washington, where his voice in all the 
conservative and moneyed councils of the nation was of great weight. 
The house that he occupied, of Venetian design, and four stories in height, 
bore many architectural marks of distinction, such as the floriated window, 
the door with the semipointed arch, and medallions of colored marble set in 
the walls. The Senator was a great admirer of Venice. He had been there 
often, as he had to Athens and Rome, and had brought back many artistic 
objects representative of the civilizations and refinements of older days. He 
was fond, for one thing, of the stern, sculptured heads of the Roman 
emperors, and the fragments of gods and goddesses which are the best 
testimony of the artistic aspirations of Greece. In the entresol of this house 
was one of his finest treasures—a carved and floriated base bearing a 
tapering monolith some four feet high, crowned by the head of a peculiarly 
goatish Pan, by the side of which were the problematic remains of a lovely 
nude nymph—just the little feet broken off at the ankles. The base on which 
the feet of the nymph and the monolith stood was ornamented with carved 
ox-skulls intertwined with roses. In his reception hall were replicas of 
Caligula, Nero, and other Roman emperors; and on his stair-walls reliefs of 
dancing nymphs in procession, and priests bearing offerings of sheep and 
swine to the sacrificial altars. There was a clock in some corner of the house 
which chimed the quarter, the half, the three-quarters, and the hour in 
strange, euphonious, and pathetic notes. On the walls of the rooms were 
tapestries of Flemish origin, and in the reception-hall, the library, the living-
room, and the drawing-room, richly carved furniture after the standards of 
the Italian Renaissance. The Senator's taste in the matter of paintings was 
inadequate, and he mistrusted it; but such as he had were of distinguished 
origin and authentic. He cared more for his curio-cases filled with smaller 
imported bronzes, Venetian glass, and Chinese jade. He was not a collector 
of these in any notable sense—merely a lover of a few choice examples. 
Handsome tiger and leopard skin rugs, the fur of a musk-ox for his divan, 
and tanned and brown-stained goat and kid skins for his tables, gave a 
sense of elegance and reserved profusion. In addition the Senator had a 
dining-room done after the Jacobean idea of artistic excellence, and a wine-


cellar which the best of the local vintners looked after with extreme care. He 
was a man who loved to entertain lavishly; and when his residence was 
thrown open for a dinner, a reception, or a ball, the best of local society was 
to be found there. 
The conference was in the Senator's library, and he received his colleagues 
with the genial air of one who has much to gain and little to lose. There were 
whiskies, wines, cigars on the table, and while Mollenhauer and Simpson 
exchanged the commonplaces of the day awaiting the arrival of Butler, they 
lighted cigars and kept their inmost thoughts to themselves. 
It so happened that upon the previous afternoon Butler had learned from 
Mr. David Pettie, the district attorney, of the sixty-thousand-dollar-check 
transaction. At the same time the matter had been brought to Mollenhauer's 
attention by Stener himself. It was Mollenhauer, not Butler who saw that by 
taking advantage of Cowperwood's situation, he might save the local party 
from blame, and at the same time most likely fleece Cowperwood out of his 
street-railway shares without letting Butler or Simpson know anything 
about it. The thing to do was to terrorize him with a private threat of 
prosecution. 
Butler was not long in arriving, and apologized for the delay. Concealing his 
recent grief behind as jaunty an air as possible, he began with: 
"It's a lively life I'm leadin', what with every bank in the city wantin' to know 
how their loans are goin' to be taken care of." He took a cigar and struck a 
match. 
"It does look a little threatening," said Senator Simpson, smiling. "Sit down. I 
have just been talking with Avery Stone, of Jay Cooke & Company, and he 
tells me that the talk in Third Street about Stener's connection with this 
Cowperwood failure is growing very strong, and that the newspapers are 
bound to take up the matter shortly, unless something is done about it. I 
am sure that the news will also reach Mr. Wheat, of the Citizens' Reform 
Association, very shortly. We ought to decide now, gentlemen, what we 
propose to do. One thing, I am sure, is to eliminate Stener from the ticket as 
quietly as possible. This really looks to me as if it might become a very 
serious issue, and we ought to be doing what we can now to offset its effect 
later." 
Mollenhauer pulled a long breath through his cigar, and blew it out in a 
rolling steel-blue cloud. He studied the tapestry on the opposite wall but 
said nothing. 
"There is one thing sure," continued Senator Simpson, after a time, seeing 
that no one else spoke, "and that is, if we do not begin a prosecution on our 
own account within a reasonable time, some one else is apt to; and that 


would put rather a bad face on the matter. My own opinion would be that 
we wait until it is very plain that prosecution is going to be undertaken by 
some one else—possibly the Municipal Reform Association—but that we 
stand ready to step in and act in such a way as to make it look as though 
we had been planning to do it all the time. The thing to do is to gain time; 
and so I would suggest that it be made as difficult as possible to get at the 
treasurer's books. An investigation there, if it begins at all—as I think is very 
likely—should be very slow in producing the facts." 
The Senator was not at all for mincing words with his important confreres, 
when it came to vital issues. He preferred, in his grandiloquent way, to call a 
spade a spade. 
"Now that sounds like very good sense to me," said Butler, sinking a little 
lower in his chair for comfort's sake, and concealing his true mood in regard 
to all this. "The boys could easily make that investigation last three weeks, I 
should think. They're slow enough with everything else, if me memory 
doesn't fail me." At the same time he was cogitating as to how to inject the 
personality of Cowperwood and his speedy prosecution without appearing to 
be neglecting the general welfare of the local party too much. 
"Yes, that isn't a bad idea," said Mollenhauer, solemnly, blowing a ring of 
smoke, and thinking how to keep Cowperwood's especial offense from 
coming up at this conference and until after he had seen him. 
"We ought to map out our program very carefully," continued Senator 
Simpson, "so that if we are compelled to act we can do so very quickly. I 
believe myself that this thing is certain to come to an issue within a week, if 
not sooner, and we have no time to lose. If my advice were followed now, I 
should have the mayor write the treasurer a letter asking for information, 
and the treasurer write the mayor his answer, and also have the mayor, with 
the authority of the common council, suspend the treasurer for the time 
being—I think we have the authority to do that—or, at least, take over his 
principal duties but without for the time being, anyhow, making any of these 
transactions public—until we have to, of course. We ought to be ready with 
these letters to show to the newspapers at once, in case this action is forced 
upon us." 
"I could have those letters prepared, if you gentlemen have no objection," 
put in Mollenhauer, quietly, but quickly. 
"Well, that strikes me as sinsible," said Butler, easily. "It's about the only 
thing we can do under the circumstances, unless we could find some one 
else to blame it on, and I have a suggestion to make in that direction. Maybe 
we're not as helpless as we might be, all things considered." 


There was a slight gleam of triumph in his eye as he said this, at the same 
time that there was a slight shadow of disappointment in Mollenhauer's. So 
Butler knew, and probably Simpson, too. 
"Just what do you mean?" asked the Senator, looking at Butler interestedly. 
He knew nothing of the sixty-thousand-dollar check transaction. He had not 
followed the local treasury dealings very closely, nor had he talked to either 
of his confreres since the original conference between them. "There haven't 
been any outside parties mixed up with this, have there?" His own shrewd, 
political mind was working. 
"No-o. I wouldn't call him an outside party, exactly, Senator," went on Butler 
suavely. "It's Cowperwood himself I'm thinkin' of. There's somethin' that has 
come up since I saw you gentlemen last that makes me think that perhaps 
that young man isn't as innocent as he might be. It looks to me as though 
he was the ringleader in this business, as though he had been leadin' Stener 
on against his will. I've been lookin' into the matter on me own account, and 
as far as I can make out this man Stener isn't as much to blame as I 
thought. From all I can learn, Cowperwood's been threatenin' Stener with 
one thing and another if he didn't give him more money, and only the other 
day he got a big sum on false pretinses, which might make him equally 
guilty with Stener. There's sixty-thousand dollars of city loan certificates 
that has been paid for that aren't in the sinking-fund. And since the 
reputation of the party's in danger this fall, I don't see that we need to have 
any particular consideration for him." He paused, strong in the conviction 
that he had sent a most dangerous arrow flying in the direction of 
Cowperwood, as indeed he had. Yet at this moment, both the Senator and 
Mollenhauer were not a little surprised, seeing at their last meeting he had 
appeared rather friendly to the young banker, and this recent discovery 
seemed scarcely any occasion for a vicious attitude on his part. Mollenhauer 
in particular was surprised, for he had been looking on Butler's friendship 
for Cowperwood as a possible stumbling block. 
"Um-m, you don't tell me," observed Senator Simpson, thoughtfully, stroking 
his mouth with his pale hand. 
"Yes, I can confirm that," said Mollenhauer, quietly, seeing his own little 
private plan of browbeating Cowperwood out of his street-railway shares 
going glimmering. "I had a talk with Stener the other day about this very 
matter, and he told me that Cowperwood had been trying to force him to 
give him three hundred thousand dollars more, and that when he refused 
Cowperwood managed to get sixty thousand dollars further without his 
knowledge or consent." 
"How could he do that?" asked Senator Simpson, incredulously. 
Mollenhauer explained the transaction. 


"Oh," said the Senator, when Mollenhauer had finished, "that indicates a 
rather sharp person, doesn't it? And the certificates are not in the sinking-
fund, eh?" 
"They're not," chimed in Butler, with considerable enthusiasm. 
"Well, I must say," said Simpson, rather relieved in his manner, "this looks 
like a rather good thing than not to me. A scapegoat possibly. We need 
something like this. I see no reason under the circumstances for trying to 
protect Mr. Cowperwood. We might as well try to make a point of that, if we 
have to. The newspapers might just as well talk loud about that as anything 
else. They are bound to talk; and if we give them the right angle, I think that 
the election might well come and go before the matter could be reasonably 
cleared up, even though Mr. Wheat does interfere. I will be glad to undertake 
to see what can be done with the papers." 
"Well, that bein' the case," said Butler, "I don't see that there's so much 
more we can do now; but I do think it will be a mistake if Cowperwood isn't 
punished with the other one. He's equally guilty with Stener, if not more so, 
and I for one want to see him get what he deserves. He belongs in the 
penitentiary, and that's where he'll go if I have my say." Both Mollenhauer 
and Simpson turned a reserved and inquiring eye on their usually genial 
associate. What could be the reason for his sudden determination to have 
Cowperwood punished? Cowperwood, as Mollenhauer and Simpson saw it, 
and as Butler would ordinarily have seen it, was well within his human, if 
not his strictly legal rights. They did not blame him half as much for trying 
to do what he had done as they blamed Stener for letting him do it. But, 
since Butler felt as he did, and there was an actual technical crime here, 
they were perfectly willing that the party should have the advantage of it, 
even if Cowperwood went to the penitentiary. 
"You may be right," said Senator Simpson, cautiously. "You might have 
those letters prepared, Henry; and if we have to bring any action at all 
against anybody before election, it would, perhaps, be advisable to bring it 
against Cowperwood. Include Stener if you have to but not unless you have 
to. I leave it to you two, as I am compelled to start for Pittsburg next Friday; 
but I know you will not overlook any point." 
The Senator arose. His time was always valuable. Butler was highly gratified 
by what he had accomplished. He had succeeded in putting the triumvirate 
on record against Cowperwood as the first victim, in case of any public 
disturbance or demonstration against the party. All that was now necessary 
was for that disturbance to manifest itself; and, from what he could see of 
local conditions, it was not far off. There was now the matter of 
Cowperwood's disgruntled creditors to look into; and if by buying in these he 
should succeed in preventing the financier from resuming business, he 


would have him in a very precarious condition indeed. It was a sad day for 
Cowperwood, Butler thought—the day he had first tried to lead Aileen 
astray—and the time was not far off when he could prove it to him. 

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