Sweden Finland Austria

6.
Wife unemployed for the whole year, insured. APW-couple
There is no gross wage for the wife. The compensation is 255 × 307 = 78,285 SEK.
The daily compensation of 307 SEK is calculated as 0.7625 × 104,607 = 79,763 /
260 = 306,78 SEK, rounded up: 307 SEK. The maximum benefit, 564 SEK a day, is
not reached, that happens at an income level of 195,520 SEK where the compensa-
tion is 75 per cent, 183,300 SEK where the compensation is 80 per cent. The mini-
mum benefit in 1997 is 230 SEK/day, it is reached when the income falls below
79,733 SEK (75 per cent), 74,750 SEK (80 per cent).
The gross compensation percentage is 78,285 / 104,607 × 100 = 75. The disposable
income of the APW-couple is 190,687 SEK, when the wife is unemployed for the
whole year in 1997 and usually is working part time (½ APW income).

---

124
The decrease in disposable income compared to the situation with no unemployment
is 209,747 - 190,687 = 19,060 SEK or 9.1 per cent.
7.
Injured from work. Single APW
The effects of injuries from work are investigated in two cases. In the first there is a
complete loss of working capability. In the second, the working capability is reduced
by 33.3 per cent.
1. Working capability completely lost.
In Sweden there is full compensation for the loss of income caused by injuries
from work (if the income is within 7.5 × 36,300 = 272,250 SEK in 1997, the
income level where the max. benefit is reached). 
There is no change in the disposable income of the APW in this situation.
2. Loss of 1/3 of the working capability.
There is, also in this situation with partial loss of the working capability, full
compensation for the lost wage income.
There is no change in disposable income.