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Unemployed for 3 months during the year, insured. Single APW



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9914Elements of Social Security

2.
Unemployed for 3 months during the year, insured. Single APW
The loss of income is 1/4 of the gross wage, i.e. 45,775 SEK. Unemployment
compensation is 80 per cent of the lost income with a maximum of 564 SEK a day.
80 per cent of the lost income on a daily basis is 0.8 x 183,100 = 146,480 / 62260 =
563.38, rounded 563 SEK. For 13 weeks (5 days each) with a waiting period of 5
days the compensation is 12 x 5 x 563 = 33,780 SEK. 
The gross compensation percentage is 33,780 / 45,775 x 100 = 74. The disposable
income of the APW with 25 per cent unemployment is 119,143 SEK.
The decrease in disposable income compared to the situation with no unemployment
is 126,902 - 119,143 = 7,759 SEK or 6.1 per cent.
3.
Unemployed for the whole year, insured. Single APW
There is no gross wage. The compensation is 255 x 563 = 143,565 SEK.
The gross compensation percentage is 143,565 / 183,100 x 100 = 78. The disposable
income of the APW is 101,387 SEK, when he or she is unemployed for the whole of
1994.
The decrease in disposable income compared to the situation with no unemployment
is 126,902 - 101,387 = 25,515 SEK or 20.1 per cent.
4.
Unemployed for 3 months during the year, non-insured. Single APW
The reduction of the gross wage is 45,775 SEK as in case 2. The compensation for
the non-insured APW is 12 x 5 x 245 = 14,700 SEK. There is a waiting period of 5
days also in this scheme.
The 
gross compensation percentage is 14,700 / 45,775 x 100 = 32. The disposable
income is 106,860 SEK in this situation.
The decrease in disposable income compared to the situation with no unemployment
is 126,902 - 106,860 = 20,042 SEK or 15.8 per cent.
5.
Unemployed for the whole year, non-insured. Single APW
There is no gross wage. The compensation is 255 x 245 = 62,475 SEK interpreted as
an annual rate. (The maximum period for which this compensation can be received
is in general not more than 30 weeks).
The gross compensation percentage is 62,475 / 183,100 x 100 = 34. The disposable
income is 44,905 SEK in this situation.


201
The decrease in disposable income compared to the situation with no unemployment
is 126,902 - 44,905 = 81,997 SEK or 64.6 per cent.
It should be mentioned, that the recommended minimum standard for a single person
in 1994 is 1.16 times the basic rate (’basbeloppet’) in the Swedish Social Security
System i.e. 40,832 SEK excluding housing costs. Recipients of the benefit from this
scheme will, in many cases, be eligible for social assistance to supplement the
income.

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