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Unemployed for 3 months during the year, insured. Single APW



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9914Elements of Social Security

2.
Unemployed for 3 months during the year, insured. Single APW
The loss of income is 1/4 of the gross wage, i.e. 43,475 SEK. Unemployment
compensation is 80 per cent of the lost income with a maximum of 564 SEK a day.
80 per cent of the lost income on a daily basis is 0.8 × 173,900 = 139,120 / 260 =
535.08, rounded 535 SEK. For 13 weeks (5 days each) with a waiting period of 5
days the compensation is 12 × 5 × 535 = 32,100 SEK. 
The gross compensation percentage is 32,100 / 43,475 × 100 = 74. The disposable
income of the APW with 25 per cent unemployment is 115,297 SEK.
The decrease in disposable income compared to the situation with no unemployment
is 122,654 - 115,297 = 7,357 SEK or 6.0 per cent.
3.
Unemployed for the whole year, insured. Single APW
There is no gross wage. The compensation is 255 × 535 = 136,425 SEK.
The gross compensation percentage is 136,425 / 173,900 × 100 = 78.5. The dispos-
able income of the APW is 98,243 SEK, when he or she is unemployed for the
whole of 1993.
The decrease in disposable income compared to the situation with no unemployment
is 122,654 - 98,243 = 24,411 SEK or 19.9 per cent.
4.
Unemployed for 3 months during the year, non-insured. Single APW
The reduction of the gross wage is 43,475 SEK as in case 2. The compensation for
the non-insured APW is 12 × 5 × 198 = 11,880 SEK. There is a waiting period of 5
days also in this scheme.
The 
gross compensation percentage is 11,880 / 43,475 × 100 = 27. The disposable
income is 102,037 SEK in this situation.
The decrease in disposable income compared to the situation with no unemployment
is 122,654 - 102,037 = 20,617 SEK or 16.8 per cent.
5.
Unemployed for the whole year, non-insured. Single APW
There is no gross wage. The compensation is 255 × 198 = 50,490 SEK interpreted as
an annual rate. (The maximum period for which this compensation can be received
is in general not more than 30 weeks).
The gross compensation percentage is 50,490 / 173,900 × 100 = 29. The disposable
income is 37,816 SEK in this situation.


195
The decrease in disposable income compared to the situation with no unemployment
is 122,654 - 37,816 = 84,838 SEK or 69.2 per cent.
It should be mentioned, that the recommended minimum standard for a single person
in 1993 is 1.16 times the basic rate (’basbeloppet’) in the Swedish Social Security
System i.e. 39,904 SEK excluding housing costs. Recipients of the benefit from this
scheme will, in many cases, be eligible for social assistance to supplement the
income.

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