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7.
Injured from work. Single APW
Transfer payments caused by injuries from work are studied in two cases, one where
the working capability is completely lost and one where 
D
of the working capability
is lost. Due to the 8 per cent social contribution from January 1997 the compensation
(on which no contribution is paid) is based upon gross wages minus the 8 per cent
social contribution.
1. Working capability completely lost
There is no gross wage. The compensation is approximately 80 per cent of the
lost gross wage of the insured APW, corrected for the 8 per cent social contribu-
tion, i.e. 189,036 DKK (rounded upwards to an amount which can be divided by
12). The compensation is calculated according to the official rules but based upon
an annual income of 257,000 DKK which is the current income in 1997. This is
not strictly correct, but corresponds to the assumption that current income is used
as base. Max. benefit is 243,780 DKK which is reached at an income of 331,443
DKK (305,000 net of the 8 per cent contribution). There is no compensation for
an annual income below 122,748 DKK (113,000 net of the 8 per cent contribu-
tion). On top of that there are three components from the ordinary disability
pension scheme that is an 
invalidity' amount of 22,248 DKK (’invaliditetsbeløb’)
and a 
no working capability' amount of 30,696 DKK (’erhvervsudygtigheds-
beløb’) and the 
special' supplement of 12,852 DKK for a single pensioner, cf.

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case 8 below, all in 1997 level. The remaining components of the ordinary dis-
ability pension scheme are reduced to 23,138 DKK by means testing. The total
compensation amounts to 277,970 DKK. All components except the 
invalidity'
amount are taxable.
The gross compensation percentage is 277,970 / 257,000 × 100 = 108. The
disposable income for an APW losing the working capability is 175,144 DKK.
The increase in disposable income compared to the situation without injuries is
175,144 - 141,576 = 33,568 DKK or 23.7 per cent.
2. Loss of 1/3 of the working capability
The gross wage is reduced by 
D
, i.e. 85,667 DKK. The compensation is approxi-
mately 80 per cent of the wage reduction corrected for the 8 per cent social con-
tribution, that is 63,012 DKK (
D
of the compensation from the former case).
Loss of 
D
of the working capability does not make the APW eligible for disabi-
lity pension.
The gross compensation percentage is 63,012 / 85,667 × 100 = 74. The dispos-
able income for an APW with 
E
of the former gross wage and compensation for
loss of 
D
of his or her working capability is 134,218 DKK.
The decrease in disposable income compared to the situation with no injuries is
141,576 - 134,218 = 7,358 DKK or 5.2 per cent.