Reading Comprehension Success in 20 Minutes a Day, 3rd Edition

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T H E D I F F E R E N C E B E T W E E N FA C T A N D O P I N I O N
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4 1
There are many different ways to invest your money to provide for a financially
secure future. Many people invest in stocks and bonds, but I think good old-
fashioned savings accounts and CDs (certificates of deposit) are the best way to
invest your hard-earned money. Stocks and bonds are often risky, and it doesn’t
make sense to risk losing the money you’ve worked so hard for. True, regular sav-
ings accounts and CDs can’t make you a millionaire overnight or provide the high
returns some stock investments do. But by the same token, savings accounts and
CDs are fully insured and provide steady, secure interest on your money. That
makes a whole lot of cents.

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Answers
How did you do? Was it easy to distinguish between the facts and the opinions? Here’s what your marked-up pas-
sage should look like. The facts are underlined and the opinions are in boldface type.
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T H E D I F F E R E N C E B E T W E E N FA C T A N D O P I N I O N
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4 2
There are many different ways to invest your money to provide for a financially
secure future. Many people invest in stocks and bonds,
but I think good old-
fashioned savings accounts and CDs (certificates of deposit) are the best way
to invest your hard-earned money.
Stocks and bonds are often risky,
and it
doesn’t make sense to risk losing the money you’ve worked so hard for.
True,
regular savings accounts and CDs can’t make you a millionaire overnight or
provide the high returns some stock investments do. But by the same token,
savings accounts and CDs are fully insured and provide steady, secure interest
on your money.