Personal Goal Setting b layout 1

financial freedom. 

We live in a

material world. Food, clothing, shelter, transportation – everything has to 

bepaid for in some way. We can be happy only when we know that we have

enough money to pay for everything we want in our lives. One of your chief 

responsibilities as an adult is to attain your own financial independence and 

financial freedom. We will talk about how you can accomplish this at some

length later in this report.

The fifth ingredient is 

higher levels of inner peace and spiritual understand-

ing.

Without these qualities, we can never achieve true happiness and long-term

peace of mind.

When you have high levels of health and energy, good relationships, meaning-

ful work, financial independence, and inner peace, you will be genuinely happy

most of the time. In this report, you will learn how to achieve more and more by

deciding exactly what it is you want and then working toward it every day.

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PERSONAL GOAL SETTING