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8.
Disability pensioner with former working record and income at APW level. Single
APW
It is assumed that the pensioner has a former working record with income at APW
level. In this case he or she will get ‘anticipated’ pension points on that basis. It is
further assumed that this will result in 4.03 pension points, just as in case 11 for the
old age pensioner. On these assumptions the ‘ATP’ pension will be 86,018 SEK. The
max. number of ‘pension points’ which can be earned is 6.5, resulting in a max.
additional pension of 138,739 SEK.
The basic pension consists of a basic amount of 36,300 × .98 × .90 = 32,017 SEK
and a supplement of 36,300 × .98 × 1.115 = 39,665 SEK. The supplement is means-
tested against ‘ATP’ (100 per cent), so in the case here there is no supplement.
The disposable income for the ‘APW-disability pensioner’ (full pension) is 32,017
SEK in basic pension plus 86,018 SEK in ‘ATP’ minus 32,113 SEK in personal
taxation, in total 85,922 SEK.
The net compensation percentage is 85,922 / 136,994 × 100 = 62.7.
The decrease in disposable income is 37.3 per cent in this situation.
9.
Disability pensioner without former working record. ‘Single APW’
The disability pensioner receives basic pension, cf. case 8. The basic pension con-
sists of a basic amount of 36,300 × .98 × .90 = 32,017 SEK plus a supplement of
36,300 × .98 × 1.115 = 39,665 SEK, in total 71,682 SEK (full pension). The dispos-
able income is 62,206 SEK. The basic pension consists of flat rate components.
The ‘net compensation percentage’ (relative to the APW) is 62,206 / 136,994 × 100
= 45.4.

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The ‘decrease’ in disposable income, relative to that of the APW, is 54.6 per cent.
It should be noted that 86,000 SEK in ATP is reduced to a difference of approx.
24,000 SEK in disposable income between case 8 and 9 due to means testing and
taxation.