“sanoat va xizmat ko'rsatish sohalarining raqamli transforma t siyasi: tendensiyalar, boshqaruv, strategiyalar” Xalqaro ilmiy-amaliy anjuman

1. Qualitative methods of risk assessment in the organization.
With the help of these 
methods, the possible risks of the analyzed project are established, the sources and factors 
influencing the appearance of this risk are identified and described, the most risky areas in the 
developed project are determined. Identification of risks that affect business activities enables 
managers to clearly assess the level of riskiness by the number of risks and reject certain 
decisions at the initial stages of analysis. In a qualitative risk analysis, the methods used, 
according to the author, can be divided into four groups (figure 1): 

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“DIGITAL TRANSFORMATION OF INDUSTRY AND SERVICES: TRENDS, MANAGEMENT, 
STRATEGIES”
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Figure 1. Methods for qualitative risk analysis in an organization
 
The most preferable, according to the author, in the framework of a qualitative risk 
assessment, are the following methods: 
• method of expert assessments; 
• cost feasibility analysis;
• method of analogies. 
The method of expert assessments consists in a survey of qualified specialists from 
different areas of activity regarding a specific problem, followed by processing the results using 
statistical techniques. It is resorted to when the management of the organization does not have 
enough or lacks the necessary amount of information to carry out calculations or comparisons. 
Based on experience and knowledge, experts-specialists determine the probability of 
occurrence of specific losses, according to their estimates, average values are found, which make 
it possible to construct a probability distribution curve. The method of expert assessments has a 
number of advantages: it makes it possible in a short time and with the least labor and financial 
costs to obtain the necessary information for making a managerial decision. In this case, the 
evaluation can be carried out before determining the effectiveness of the project. However, the 
disadvantage of this method is the difficulty of attracting independent experts and the 
subjectivity of assessments. 
Expert assessments of the risk level can be considered as consulting support in 
substantiating a management decision. The final decision on the optimal level of risk in the 
organization, using their professional skills and competencies, is made by the risk manager, who 
is personally responsible for them. 
Expert risk assessment methods include decision-making based on heuristics, that is, the 
use of a set of logical techniques and methodological rules for finding the truth. In the process of 
risk management, heuristic research methods are actively used, which can be structured 
according to the level of the entrepreneur's opportunity in terms of the size of equity capital, as 
well as depending on the conditions and direction of investment. 
Cost feasibility analysis allows to determine the break-even point, that is, such a volume of 
production at which income covers only expenses, and the organization receives zero profit. It is 
advisable to determine the minimum possible volume of production in case of a decrease in 
output volumes associated with a drop in demand for manufactured products, a decrease in the 
volume of supplies, the emergence of competitors offering new or similar products, and for other 
reasons. 
Methods for qualitative risk analysis in an organization involve the allocation of four main 
stages of assessment: 
Stage 1 - Identification of areas of potential risk, which consists in compiling a list of 
operations, the implementation of which does not guarantee a positive result.