Bank of baroda

Dungarpur Banswara Kshetriya Gramin Bank
1.
Contingent Liabilities not provided for as of March 31, 2005: NIL.
2.
Litigation against Dungarpur Kshetriya Gramin Bank as of as of November 30, 2005:
Labour Cases
There are 11 cases that have been filed against the bank by its employees/ex-employees /employee associations in
relation to various matters including termination, remuneration, promotions, etc. Of these, nine cases have been filed
before the Rajasthan High Court, one case each before the CGIT, Udaipur and District Judge, Dungarpur. These cases
are at various stages of hearing and the exact amount of financial liability to the bank on account of the same cannot be
accurately determined.
Baroda Gujarat Gramin Bank
As of September 12, 2005, all liabilities and cases that are pending against Panchmahal Vadodara Gramin Bank, Valsad
Dangs Gramin Bank and Surat Bharuch Gramin Bank are deemed to vest in the Baroda Gujarat Gramin Bank. The details
of contingent liabilities of these banks are set out hereunder in accordance with their audited financial statements.

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Panchmahal Vadodara Gramin Bank
1.
Contingent Liabilities not provided for as of March 31, 2005: NIL.
2.
Litigation against Panchmahal Vadodara Kshetriya Gramin Bank as of November 30, 2005:
Labour Cases
There are 12 cases that have been filed against the bank by its employees/ex-employees /employee associations in
relation to various matters including termination, disciplinary proceedings, remuneration, promotions, etc. Of these, one
case relates an appeal filed by Panchmahal Vadodara Gramin Bank before the Supreme Court, two cases are pending
before the Ahmedabad High Court, three before industrial tribunals, one before the Distruct Court, Baroda, two before
Civil Court, Baroda, and two before the Civil Court, Godhra. These cases are at various stages of hearing and the exact
amount of financial liability to the bank on account of the same cannot be accurately determined.