Bank of baroda

TOTAL EXPENDITURE
104.43
77.20
67.95
64.83
79.35
52.08
Gross Profit before
88.11
71.54
79.63
73.01
92.91
59.73
provisions & contigencies
LESS:Provisions &
-
-
-
(2.62)
13.17
19.76
Contingencies (other than
floating provision for NPAs)
Profits after provisions and
88.11
71.54
79.63
75.63
79.75
39.97
contingencies
Add: Amount transferred
-
-
-
-
-
-
from Investment Fluctuation
Reserve
Less:Floating provision
(0.51)
9.17
47.20
34.32
38.41
-
for NPAs
Net Profit for the Year/ half
88.62
62.37
32.43
41.31
41.34
39.97
year as per Financial
Statements

---

209
ANNEXURE H
BANK OF BARODA (HONG KONG) LTD.
I SUMMARY STATEMENT OF PROFIT AND LOSS
(Rs. in million)
Sr.
AUDITED
LIMITED
No.
FINANCIAL YEAR ENDED MARCH 31
REVIEW
Half Year
ended
2001
2002
2003
2004
2005
Sep-05
APPROPRIATIONS
TRANSFER TO
a)
Statutory Reserve
-
-
-
-
-
-
b)
Capital Reserve
-
-
-
-
-
-
c)
Revenue and Other Reserves
-
-
-
-
-
-
i)
Investment Fluctuation
-
-
-
-
-
-
Reserve
ii)
General Reserve
-
-
-
-
-
-
iii)
Statutory Reserve (Foreign)
-
-
-
-
-
-
d)
Staff Welfare Account
-
-
-
-
-
-
e)
Dividend (including
-
-
-
-
-
-
Dividend Tax)
i)
Interim Dividend
-
-
-
-
-
-
ii)
Proposed Dividend
-
-
-
-
-
-
Tax on Dividend
-
-
-
-
-
-
Transfer to:Unallocated Profit
88.62
62.37
32.43
41.31
41.34
39.97
TOTAL_(0.51)_9.17_47.20_31.70_51.58_19.76'>TOTAL
88.62
62.37
32.43
41.31
41.34
39.97
Break-up of provisions and
contingencies
Provision for Non Performing
(3.73)
0.29
43.78
16.66
34.38
13.78
Advances
Provision for Standard
3.22
8.88
3.42
10.06
4.02
5.98
Advances
Depreciation on Investments
-
-
-
4.98
13.17
-
Provisions for income tax
-
-
-
-
-
-
Provision for Restructured
-
-
-
-
-
-
Standard A/cs
-
-
-
-
-
-
Others
-
-
-
-
-
-
Floating Provision for NPAs
-
-
-
-
-
-
(in adition to norms)
TOTAL
(0.51)
9.17
47.20
31.70
51.58
19.76

---

210
BANK OF BARODA
ANNEXURE H
BANK OF BARODA (HONG KONG) LTD.
II. SUMMARY STATEMENT OF ASSETS AND LIABILITIES
(Rs. in million)
Sr.
AUDITED
LIMITED
No.
AS AT 31ST MARCH
REVIEW
Half Year
ended
2001
2002
2003
2004
2005
Sep-05
(A)
ASSETS
1
Cash in Hand
0.00
0.00
0.05
0.00
0.04
0.04
2
Balance with RBI
-
-
- 
-
0.00
0.00
3
Balance with Banks
7.27
45.14
40.70
206.61
181.72
98.87
- In India
0.05
0.10
0.67
87.87
0.22
0.88
- Outside India
7.23
45.04
40.03
118.74
181.50
97.99
4
Money at call and Short
-
-
-
-
-
-
notice
5
Investment
465.08
584.23
733.03
582.32
438.11
438.92
- In India
-
-
-
-
-
-
- Outside India
465.08
584.23
733.03
582.32
438.11
438.92
TOTAL
472.35
629.37
773.77
788.93
619.87
537.83
6
Advances
1,118.04
1,845.18
1,468.38
2,068.19
2,490.05
2,761.63
- In India
-
-
-
-
-
-
- Outside India
1,118.04
1,845.18
1,468.38
2,068.19
2,490.05
2,761.63
7
Fixed Assets
1.96
26.69
50.48
44.64
42.08
42.17
Less:Revaluation Reserve
-
-
-
-
-
-
Net Fixed Assets
1.96
26.69
50.48
44.64
42.08
42.17
8
Other Assets
26.57
21.67
21.08
15.43
23.49
27.78
TOTAL - (A)
1,618.93
2,522.91
2,313.71
2,917.19
3,175.49
3,369.41
(B)
LIABILITIES
1
DEPOSITS
655.38
1,413.05
1,182.04
1,742.10
1,954.53
1,840.69
Demand Deposits
5.04
1.66
4.08
2.84
1.40
5.85
- From Banks
5.04
1.66
4.08
2.84
1.40
5.85
- From Others
-
-
-
-
-
-
2
Saving Deposits
-
-
-
-
-
-
3
Term Deposits from Banks
219.11
733.22
303.90
686.37
612.43
288.95
Term Deposits from Others
431.24
678.17
874.06
1,052.89
1,340.70
1,545.89
4
Borrowings
0.00
15.32
27.49
22.78
20.21
19.10
- In India
-
-
-
-
-
-
- Outside India
0.00
15.32
27.49
22.78
20.21
19.10
5
Other Liabilities and Provisions
34.97
60.17
65.24
154.50
160.98
423.34
6
Subordinate Debts
-
-
-
-
-
-
TOTAL - (B)
690.35
1,488.55
1,274.78
1,919.37
2,135.72
2,283.13
(C)
NET ASSETS (C=A-B)
928.58
1,034.37
1,038.92
997.81
1,039.78
1,086.28

---

211
ANNEXURE H
BANK OF BARODA (HONG KONG) LTD.
II. SUMMARY STATEMENT OF ASSETS AND LIABILITIES
(Rs. in million)
Sr.
AUDITED
LIMITED
No.
AS AT 31ST MARCH
REVIEW
Half Year
ended
2001
2002
2003
2004
2005
Sep-05
Represented by:
 
(D)
Share Capital
1,314.92
1,376.40
1,339.31
1,233.05
1,233.83
1,241.58
(E)
Share Application Money
-
-
-
-
-
-
(F)
RESERVES AND SURPLUS
(386.34)
(342.04)
(300.39)
(235.24)
(194.05)
(155.30)
1
Statutory Reserve
-
-
-
-
-
-
2
Capital Reserve
-
-
-
-
-
-
3
Revaluation Reserve
-
-
-
-
-
-
4
Investment Fluctuation
-
-
-
-
-
-
Reserve
5
Revenue & Other Reserve
-
-
-
-
-
-
6
Deferred Tax Reserve
-
-
-
-
-
-
7
Balance of Profit &
(386.34)
(342.04)
(300.39)
(235.24)
(194.05)
(155.30)
Loss Account
8
Share Premium
-
-
-
-
-
-
9
Less:Revaluation Reserve
0.00
0.00
0.00
0.00
0.00
0.00
TOTAL (D+E+F)
928.58
1,034.37
1,038.92
997.81
1,039.78
1,086.28
(G)
Contingent Liabilities
1
Claims ag. The Bank not
0.00
0.00
0.00
0.00
0.00
0.00
acknowledged as debt
2
Disputed income tax
0.00
0.00
0.00
0.00
0.00
0.00
demand under appeal/r
eferences etc.
3
Liabilitity for partly paid
0.00
0.00
0.00
0.00
0.00
0.00
investments
4
Liability on account of
59.63
74.23
57.98
261.87
106.34
160.28
outstanding forward
exchange contracts
5
Guarantees given on
0.14
0.00
0.00
72.92
84.17
75.80
behlaf of constituents :
in India
-
-
-
-
-
-
Outside India
0.14
0.00
72.92
84.17
75.80
6
Acceptances, Endorcements
379.49
361.22
599.21
718.02
1,169.61
1,156.49
& other Obligations
7
Other items for which the
Bank is contingently liable
-
-
-
-
218.73
220.10
TOTAL - (G)
439.25
435.44
657.19
1,052.81
1,578.85
1,612.67
Bills for collection
182.84
303.98
467.21
1,130.93
1,084.48
1,351.81

---

212
BANK OF BARODA
ANNEXURE H
BANK OF BARODA (GUYANA) LTD.
I SUMMARY STATEMENT OF PROFIT AND LOSS
(Rs. in million)
Sr.
AUDITED
LIMITED
No.
FINANCIAL YEAR ENDED 31ST MARCH
REVIEW
Half Year
ended
2001
2002
2003
2004
2005
Sep-05
Exchange Rate 1 Local
Currency = IRS
0.24984
0.25553
0.24447
0.22108
0.21825
0.21935
A
INCOME
1
Interest Earned
1.1
Interest & Discount on
advances/bills
8.05
11.45
16.61
12.93
13.21
8.18
1.2
Income on Investment
43.89
38.01
28.65
23.95
21.88
8.84
1.3
Interest on balance with RBI
0.65
1.53
0.57
0.17
0.34
3.27
and other Inter Bank
Lending
1.4
Interest on Income Tax
NIL
NIL
NIL
NIL
NIL
NIL
1.5
Others
1.02
-
-
-
-
-
2
OTHER INCOME
2.1
Commission, Exchange
0.55
0.57
1.84
0.91
0.97
0.84
Brokerage
2.2
Profit on sale of investments
-
-
-
-
-
-
(Net)
2.3
Profit on revaluation of
-
-
-
-
-
-
investments (Net)
2.4
Profit on sale of land,bldg.
-
-
-
-
0.13
-
& other assets (Net)
2.5
Profit on exchange
5.63
8.48
6.98
7.56
5.50
3.13
transaction (Net)
2.6
Income earned by way of
-
-
-
-
-
-
dividends etc. from
Subsidiaries/companies/
joint ventures in India
2.7
Amount transferred from
-
-
-
-
-
-
interbranch transactions
blocked account
2.8
Miscelleneous Income
0.98
1.58
2.29
2.16
2.44
1.03
TOTAL INCOME
60.77
61.62
56.94
47.68
44.47
25.29

---

213
ANNEXURE H
BANK OF BARODA (GUYANA) LTD.
I SUMMARY STATEMENT OF PROFIT AND LOSS
(Rs. in million)
Sr.
AUDITED
LIMITED
No.
FINANCIAL YEAR ENDED 31ST MARCH
REVIEW
Half Year
ended
2001
2002
2003
2004
2005
Sep-05
Exchange Rate 1 Local
Currency = IRS
0.24984
0.25553
0.24447
0.22108
0.21825
0.21935
B
EXPENDITURE
1
Interest Expended
-
-
-
-
-
-
1.1
Interest on Deposits
18.80
24.36
21.24
21.51
21.33
9.80
1.2
Interest on RBI/ Inter-Bank
0.16
0.16
0.44
0.10
-
-
borrowings
1.3
Others
-
-
-
-
-
0.01
Operating expenses
1
Payment to & provision for
7.16
7.40
6.51
5.03
5.73
3.12
employees
2
Rent, Taxes & Lighting
2.89
3.06
2.95
2.53
2.48
1.30
3
Printing and Stationery
0.56
0.46
0.44
0.52
0.40
0.16
4
Advertisement and publicity
0.18
0.38
0.22
0.13
0.14
0.07
5
Depreciation on Banks
2.21
2.20
1.88
1.43
1.02
0.70
Properties (net of amounts
adusted against revaluation
reserve)
6
Director’s Fees, Allowances
-
-
-
-
-
-
& Expenses
7
Auditor’s Fees & Expenses
0.23
0.12
0.12
0.11
0.15
0.13
8
Law Charges
0.11
0.06
0.01
0.02
0.02
-
9
Postage, Telegrames,
Telephones etc.
0.80
0.52
0.42
0.59
0.49
0.29
10
Repairs & Maintenance
0.26
0.41
0.33
0.21
0.28
0.16
11
Insurance
0.45
0.66
0.49
0.53
0.56
0.24
12
Other Expenditure
5.08
4.11
5.45
3.32
2.25
1.27