Task 3. Reading: Answer the following questions according to the text.
Wolfgang Amadeus Mozart’s world was a world of music from the moment he was born. His father, who was a fine musician, wasteaching his daughter to play the piano. Little Wolfgang used to listento his sister as she practiced. He quickly learned the pieces she played.
One day he said he wanted to play too. But he was only three years old then, and his father thought that his hands were too small.However, that evening, alone and in the dark, he played the pieceshis sister had been practicing and he played them much better than her.
1. While his sister was practicing, Mozart _____.
A) usually made a lot of noise.
B) used to play by himself.
C) used to feel very bored.
D) and his father talked about music.
E) learned how to play the piano.
2. Mozart’s father didn’t believe that _____.
A) his daughter practiced often enough.
B) a child of three could possibly play the piano.
C) his children would ever learn to play well.
D) music could be regarded as a profession.
E) children could understand music well.
3. As a child, Mozart _____.
A) was hated by his father.
B) was taught by his sister to play the piano.
C) rarely listened to any music.
D) had a great talent for music.
E) used to play for his sister
Task 4.Writing: Translate the text into your native language.
Finance
Finance is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concepts of time, money and risk and how they are interrelated. It also deals with how money is spent and budgeted.
Finance works most basically through individuals and business organizations depositing money in a bank. The bank then lends the money out to other individuals or corporations for consumption or investment, and charges interest on the loans. Loans have become increasingly packaged for resale, meaning that an investor buys the loan (debt) from a bank or directly from a corporation. Bonds are debt sold directly to investors from corporations, while that investor can then hold the debt and collect the interest or sell the debt on a secondary market. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important as they invest in various forms of debt. Financial assets, known as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitized assets to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly- traded corporations. Central banks act as lenders of last resort and control the money supply, which affects the interest rates charged. As money supply increases, interest rates decrease.
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