Microsoft Word Ed Horwitz Post Dissertation Fina docx

 Sample Characteristics 
 
The characteristics for the sample of non-retired and most knowledgeable responders can 
be seen in Table 4.1 The sample was made up of responders from the dataset who were between 
the ages of 25 to 64, currently employed at least part-time, currently not retired, and who 
indicated they were the most knowledgeable financial decision maker in the household. There 
were slightly more males in the sample than the total survey responder group (56.1% versus 
48.5%), a higher percentage of whites (73.8% versus 66.4%), and a higher percentage of married 
responders (88.6% versus 54%). Education at the college graduate and postgraduate levels and 
employment among full-time work status were both higher than the sample as well. Income 
brackets also showed greater percentages at the higher levels, as well as homeownership.  
 
 

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