Table 4 Type of effects Type of Effects Frequency Percentage Reduction of Demand
139
12.39
Increase in Costs
132
11.77
Increase in Stress Level
129
11.50
Increase in Reservation Cancellation
126
11.23
Difficulties in Making Sound Decision
110
9.81
Opportunity to find out the weak sides of the agency*
86
7.67
Opportunity to become better prepared against crisis*
84
7.49
Tolerance decrease on the side of creditors
83
7.40
Difficulties to convince the partners
68
6.06
Difficulties in finding external finance sources
50
4.46
Increase in range of international activities and sales*
50
4.46
Increase in range of domestic activities and sales*
30
2.67
Customer complaints due to the decreased customer service
18
1.60
Necessity to decrease the quality of customer service
11
0.09
Difficulties in convincing management/stakeholders 5
0.04
Total 1121
100
* Positive effects for crisis