Joint-Stock Commercial Bank



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Joint-Stock Commercial Bank “AGROBANK
15 Bunyodkor street, Tashkent city branch 100043

To whom it may concern,


It is my absolute pleasure to recommend Temur Khazratov for admissions to the Master of Science in Business Analytics program at Montclair State University. I am the Chief Accountant in the Accounting Department of Joint-Stock Commercial Bank “Agrobank” of the Tashkent city branch, where Temur Khazratov works in a team of employees.


In my time working with Temur, I have personally witnessed his responsibility and hard work for organization for the six months. Previously, Temur used to work for legal entities making loan portfolio, but now, he is working in the operations of international currency transactions workplace where money transfers are realized with S.W.I.F.T system. I think ability and interest of him in solving multi-task issues have allowed him to perform the new position successfully because this position requires from employee to make a conversation with a lot of potential clients.
If we talking about Temur’s personal qualities, then he is an easy-going and compassionate person because he never refuses to help his colleagues in difficult situations. And these qualities are the proof of good leadership skills that he possesses. Besides, we usually feel ourselves so exhausted after hard workday and then he always organizes some interesting activities likewise playing table tennis or going to swimming pool. Analyzing above-mentioned pluses of Temur, these qualities reserves as an important indicator for leadership outlook.
I totally believe, Temur will be very successful in your MS in Business Analytics program and is well equipped to handle the challenges and learning experiences which Montclair State University can provide for him.
Temur is fully capable of balancing between his job responsibilities and university. The knowledge he will gain during your MS in Business Analytics program will certainly serve him well and to achieve to the everlasting path of development.
Should you need any further information, please do not hesitate to contact me.
Sincerely,
Chief Accountant of JSCB “AGROBANK” Tashkent city branch,
Shoxrux Siddiqov.
Email: sh.siddiqov@agrobank.uz
Date:
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