Инвестиционные риски: понятие, сущность, виды, пути снижения

Investitsiya riski

• Investitsion risk - investitsion loyihalarni amalga oshirish natijasida kutilgan foydani ololmaslik ehtimolli.
• Bu holatda investitsion risk obyekti sifatida loyihaga o’z mablag’larini u yoki bu shaklda kiritgan shaxs – investorning mulkiy manfaatlari namoyon bo’ladi.
• Investitsiya faoliyatida risk –bu investitsiyalarni qisman yoki to'liq yo'qotish, kutilgan foydaga, investitsiya yo`naltirilgan loyihadan ko'zlangan maqsadlarga erisha olmaslik ehtimolidir.

Invistitsion risklarning turlari: (Paydo bo’lish manbalariga ko’ra)

Invistitsion risklarning turlari: (Paydo bo’lish sohalariga ko’ra)

Investment risk management measures:

• 1. Assessment of the quality of the intermediary's activity (collection of information and analysis of the intermediary's technologies)
• 2. Assessment of the functioning of the intermediary (absolute and relative)
• 3. Simultaneous use of services of several intermediaries
• 4. Gaining control over the activities of the intermediary
• 5. Insurance and investment hedging
• 6. Refusal of the intermediary. Investor's direct participation in the market.

Ways to reduce investment risks:

• Risk avoidance - simply avoiding a risk-related activity.
• Risk retention - leaving the risk to the investor, that is, to his responsibility.
• Risk transfer - transferring responsibility for a risk to someone else, such as an insurance company.
• Reducing risk - reducing the likelihood and volume of losses.

Investitsion loyihalarni moliyalashtirishdagi risklarni yuzaga kelish sabablarini ikki yirik guruhga ajratish mumkin: 1) tashqi sabablar; 2) ichki sabablar. Tashqi sabablarga quyidagilar kiradi: - davlat tomonidan iqtisodiyotni tartibga solish tadbirlarining o‘zgarishi; - mamlakatda siyosiy vaziyatning o‘zgarishi; - tabiiy halokatlar; - ekologik muhitning buzilishi; - iqtisodiyotning investitsiya kiritilayotgan tarmog‘idagi shartsharoitlarning yomonlashuvi. Ichki sabablarga quyidagilar kiradi: - boshqarish samaradorligining pastligi; - samarasiz marketing; - mahsulotlarning noraqobatbardoshligi; - ishlab chiqarish salohiyatining yetarli emasligi; - moliyaviy holatning yomonlashuvi; - huquqiy muhitning yaxshi emasligi.