Financial services of business entities, their tasks and functions



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financial services of business entities, their tasks and functions

Fig. 1. Source of Finance

Twenty-one percent of the respondents stated that the biggest reason for choosing family and friends was that no collateral was needed and the money was available in cash (19% of total respondents), 37% of the respondents noted, that they had no other choice than to go to the banks. Respondents noted that only banks can provide the requested amounts. Sixty-seven percent of the respondents used microfinance institutions (MFIs) services because they are fast and easy to deal with, and 33% of the respondents noted there is no choice except an MFI loan. For trade and services, the most important item that was quoted was availability in cash. For agriculture producers, no collateral required and low interest rates are the most important (governmentsupported programs available). See Figure 2.






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