Bank of baroda

 (Annexure A-I)
b)
Summary statement of Assets and Liabilities as restated. 
(Annexure A-II)
c)
Statement of Cash Flows as restated. 
(Annexure A-III)
d)
Significant accounting policies for the year ended March 31, 2005. 
(Annexure A-IV)
e)
Notes on adjustments carried out. 
(Annexure A-V)
f)
Adjustments not carried out in the Summary Statements of Profit & Loss and Assets and Liabilities. 
(Annexure
A-VI)
g)
Material notes on accounts. 
(Annexure A-VII)
h)
Related Party transactions for the year 2002-03, 2003-04 and 2004-05. The Bank did not report related party
transactions for the year 2000-01 and 2001-02 since the relevant accounting standard was not mandatory for
those years. 
(Annexure A-VIII)
i)
Segment Reporting for the year 2002-03, 2003-04, 2004-05 and the half years ended September 30, 2004
and 2005. The Bank did not prepare segment reports for the year 2000-01 and 2001-02 since the relevant
accounting standard was not mandatory for those years. 
(Annexure A-IX)
8.
We report that the dividends (subject to deduction of tax at source, wherever applicable) declared by the Bank for
the five financial years ended March 31, 2005 are as set out in 
Annexure B.
9.
In accordance with the SEBI Guidelines, attached are 
Annexures C, D, E, F, G & H 
containing summary of
financial statements of Subsidiaries of the Bank – The Nainital Bank Ltd., BOB Housing Finance Limited, BOB Asset
Management Co. Ltd., BOB Capital Markets Ltd., BOB Cards Ltd., Bank of Baroda (Botswana) Ltd., Bank of Baroda
(Kenya) Ltd., Bank of Baroda (Uganda) Ltd., Bank of Baroda (Hong Kong) Ltd., Bank of Baroda (Guyana) Ltd., Bank
of Baroda (Tanzania) Ltd. and BOB (UK) Ltd. for the five years ended March 31, 2005 / December 31, 2004, as
applicable and for the period ended September 30, 2005.

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10.
The holdings of the Bank in each of the above Subsidiaries are set out below: