Bank of baroda

No.
31st
Nine Months
December
ended
2004
Sep-05
(A)
Mean Rate as per Bank of Tanzania (No. of Tanzanian Shilling
equivalent to one Indian Rupee) as on closing date
23.93
25.86
ASSETS
1
Cash in Hand
14.47
43.33
2
Balance with BoT
17.01
106.19
3
Balance with Banks
8.00
312.75
- In Tanzania
1.23
0.74
- OutsideTanzania
6.77
312.02
4
Money at call and Short notice
- 
-
5
Investment
234.83
137.43
- In Tanzania
234.83
137.43
- OutsideTanzania
-
-
TOTAL
6
Advances
- In Tanzania
30.84
281.04
- OutsideTanzania
-
-
7
Fixed Assets
35.64
27.38
Less:Revaluation Reserve
0.00
0.00
Net Fixed Assets
35.64
27.38
8
Other Assets
4.21
10.56
TOTAL - (A)
345.00
918.68
(B)
LIABILITIES
 
 
1
DEPOSITS
72.91
600.91
Demand Deposits
14.84
385.38
- From Banks
-
-
- From Others
14.84
385.38
2
Saving Deposits
21.24
97.51
3
Term Deposits from Banks
-
-
Term Deposits from Others
36.83
118.01
4
Borrowings
-
-
- In India
-
-
- Outside India
-
-
5
Other Liabilities and Provisions
3.33
65.73
6
Subordinate Debts
-
-
TOTAL_-_(B)_76.24_666.64_(C)_NET_ASSETS_(C=A-B)_268.76_252.04'>TOTAL - (B)
76.24
666.64
(C)
NET ASSETS (C=A-B)
268.76
252.04

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220
BANK OF BARODA
ANNEXURE H
BANK OF BARODA (TANZANIA)LTD
II. SUMMARY STATEMENT OF ASSETS AND LIABILITIES
(Rs. in million)
Sr.
Audited As at
Limited Review
No.
31st
Nine Months
December
ended
2004
Sep-05
(A)
Mean Rate as per Bank of Tanzania (No. of Tanzanian Shilling
equivalent to one Indian Rupee) as on closing date
23.93
25.86
Represented by:
(D)
Share Capital
271.62
251.35
(E)
Share Application Money
-
-
(F)
RESERVES AND SURPLUS
(2.86)
0.69
1
Statutory Reserve
-
-
2
Capital Reserve
-
-
3
Revaluation Reserve
-
-
4
Investment Fluctuation Reserve
-
-
5
Revenue & Other Reserve
(2.86)
(2.65)
6
Deferred Tax Reserve
-
-
7
Balance of Profit & Loss Account
0.00
3.34
8
Share Premium
-
-
TOTAL
268.76
252.04
Less:Revaluation Reserve
TOTAL - (F)
268.76
252.04
TOTAL (D+E+F)
268.76
252.04
(G)
Contingent Liabilities
1
Claims ag. The Bank not acknowledged as debt
-
-
2
Disputed income tax demand under appeal/references etc.
-
-
3
Liabilitity for partly paid investments
-
-
4
Liability on account of outstanding forward exchange contracts
-
-
5
Guarantees given on behlaf of constituents :
0.00
0.00
in India
-
-
Outside India
-
-
6
Acceptances, Endorcements & other Obligations
-
-
7
Other items for which the Bank is contingently liable
0.00
60.77
TOTAL - (G)
0.00
60.77

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221
ANNEXURE H
BOB (UK) LTD
Statement of Assets and Liabilities
(Rs. in million)
Audited Financial Year Ended March 31,
Limited Review
2001
2002
2003
2004
2005
Half-Year
ended 30.09.05
Fixed Assets
0.00
0.00
0.00
0.00
0.00
0.00
Investments
0.42
0.44
0.47
0.50
0.51
0.49
Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
Debtors
0.00
0.00
0.00
0.00
0.00
0.00
Cash at bank and in hand
0.25
0.26
0.28
0.30
0.31
0.29
NET Assets
0.67
0.70
0.75
0.80
0.82
0.78
Capital and reserves
0.00
0.00
0.00
0.00
0.00
0.00
called up share capital
0.67
0.70
0.75
0.80
0.82
0.78
equity shareholders fund
0.67
0.70
0.75
0.80
0.82
0.78

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222
BANK OF BARODA
ANNEXURE – I
I. STATEMENT OF CONSOLIDATED PROFIT AND LOSS
(Rs. in million)
Audited
Limited review
Financial Year ended March 31,
Half-Year ended
2003
2004
2005
30.09.04
30.09.05
A
INCOME
Interest Earned
62,783.57
63,581.94
66,576.37
31,903.58
34,876.38
I
Interest / Discount on Advances/Bills
31,551.64
29,108.24
30,231.10
14,805.28
17,899.24
II
Income on Investments
27,811.45
29,996.44
30,891.73
15,109.56
15,394.34
III
Interest on Balances with Reserve Bank
2,430.30
2,079.04
2,450.49
1,253.86
1,344.74
of India and other Inter-Bank Funds
IV
Others
990.18
2,398.22
3,003.05
734.88
238.06
OTHER INCOME
13,587.83
18,240.37
13,777.99
7,817.23
5,690.12
I
Commission, Exchange and Brokerage
3,724.06
3,578.68
3,792.04
1,800.71
1,869.28
II
Profit on sale of Land, Buildings and
Other Assets (Net)
20.14
0.82
0.50
1.25
-
III
Profit on Exchange Transactions (Net)
1,437.59
1,743.38
1,990.02
1,073.31
706.35
IV
Profit on sale of Investments(Net)
6,314.85
10,268.69
5,408.28
3,797.34
1,428.64
V
Profit on revaluation of Investments (Net)
22.18
0.00
0.00
0.00
0.00
VI
Miscellaneous Income
2,069.01
2,648.80
2,587.15
1,144.62
1,685.85
TOTAL INCOME - A
76,371.40
81,822.31
80,354.36
39,720.81
40,566.50
B
EXPENDITURE
Interest Expended
40,965.83
36,953.05
35,646.49
17,614.59
18,780.16
I
Interest on Deposits
38,402.96
34,360.89
33,230.45
16,398.79
17,338.48
II
Interest on Reserve Bank of India/Inter-
648.76
488.57
299.35
158.77
421.09
Bank Borrowings
III
Others
1,914.11
2,103.59
2,116.69
1,057.03
1,020.59

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223
(Rs. in million)
Audited
Limited review
Financial Year ended March 31,
Half-Year ended
2003
2004
2005
30.09.04
30.09.05
Operating Expenses
17,383.55
18,957.68
20,869.20
10,263.97
11,658.25
I
Payments to and Provisions for Employees
11,711.78
12,944.18
14,211.84
7,081.28
7,687.98
II
Rent, Taxes and Lighting
1,518.06
1,708.31
1,745.47
921.17
826.23
III
Printing and Stationery
197.08
209.90
205.27
92.32
98.65
IV
Advertisement and Publicity
107.72
255.31
120.15
29.21
167.79
V
a) Depreciation on Bank’s Property other
940.70
805.49
871.14
448.63
418.54
than Leased Assets
b) Depreciation on Leased Assets
0.80
0.84
0.00
0.00
VI
Directors’ Fees, Allowances and Expenses
15.76
14.17
17.75
4.18
2.70
VII Auditors’ Fees and Expenses (including
129.53
186.62
173.25
96.57
88.86
Branch Auditors’ Fees and Expenses)
VIII Law Charges
113.30
120.42
111.91
53.49
49.10
IX
Postages, Telegrams, Telephones etc.
189.87
161.82
205.82
89.31
112.52
X
Repairs and Maintenance
365.92
418.27
446.06
225.68
225.52
XI
Insurance
383.73
437.63
660.19
320.05
423.06
XII Other Expenditure
1,709.30
1,694.72
2,100.35
902.08
1,557.30
TOTAL EXPENDITURE
58,349.38
55,910.73
56,515.69
27,878.56
30,438.41
Gross Profit before provisions &
18,022.02
25,911.58
23,838.67
11,842.25
10,128.09
contigencies
Add: Share of earnings/lossess in
235.42
247.57
463.55
111.34
414.88
associates
Less: Provisions & Contingencies
9,854.90
15,671.31
16,737.49
6,665.27
5,481.36
Consolidated Net Profit before minnorities
8,402.54
10,487.84
7,564.73
5,288.32
5,061.61
interest
Less: Minorities Interest
47.68
40.66
64.53
30.23
46.86
Consolidated Profit attributable to Group
8,354.86
10,447.18
7,500.20
5,258.09
5,014.75
Add: Brought forward consolidated profit/
(129.67)
34.93
275.75
34.93
427.35
loss attributable to group
8,225.19
10,482.12
7,775.94
5,293.04
5,442.10
APPROPRIATIONS
Statutory Reserve
2,018.59
2,494.06
1,771.66
-
15.44
Capital Reserve
125.06
0.00
0.00
-
-
Revenue and Other Reserves
4,018.91
5,561.88
3,907.37
-
525.69
Staff Welfare
100.00
-
-
-
-
Proposed Dividend (including Dividend Tax)
1,927.70
2,150.43
1,669.56
-
-
Balance carried over to Consolidated
34.93
275.75
427.35
5,293.04
4,900.97
Balance Sheet
8,225.19
10,482.12
7,775.94
5,293.04
5,442.10

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224
BANK OF BARODA
ANNEXURE – I
II STATEMENT OF CONSOLIDATED ASSETS AND LIABILITIES
(Rs. in million)
Sr.
Audited
Limited review
No.
As At March 31,
Half-Year ended
2003
2004
2005
30.09.04
30.09.05
(A)
ASSETS

 
1
Cash in Hand
4,335.77
4,214.51
4,194.13
3,866.13
4,941.18
2
Balance with RBI
31,336.72
26,997.30
23,576.94
42,716.63
30,367.16
3
Balance with Banks - In India
7,027.93
9,548.18
11,093.47
7,917.52
13,679.01
- Outside India
6,645.12
8,677.38
18,956.27
20,062.83
18,511.98
4
Money at call and Short notice
21,711.97
25,748.12
38,349.25
24,288.96
40,635.18
5
Investment
- In India
286,049.48
363,507.71
352,227.88
383,400.02
361,737.44
- Outside India
21,207.48
24,536.34
28,005.60
25,214.60
29,673.48
 TOTAL
307,256.96
388,044.05
380,233.48
408,614.63
391,410.92
6
Advances
361,740.84
365,335.93
443,511.98
384,074.41
499,809.32
- In India
294,319.86
296,881.13
360,754.68
305,468.02
409,107.89
- Outside India
67,420.98
68,454.80
82,757.30
78,606.39
90,701.43
7
Fixed Assets
7,374.46
8,523.89
9,053.67
8,415.06
9,159.61
8
Other Assets
36,114.84
37,804.45
45,037.13
35,634.83
36,654.88