Bank of baroda

Litigation against our Directors
1.
M/s. Nagami Nicotine Pvt. Ltd. has lodged a complaint (Cr.No. 7/200) before the Chief Judicial Magistrate, Vadodara
against Anil K. Khandelwal, as the then CMD of Dena Bank jointly with the Executive Director and other members
of the Board of Directors of Dena Bank and certain other officials of Dena Bank alleging that information about the
criminal case filed by the complainant has not been disclosed by Dena Bank in the prospectus. Dena Bank filed a
petition bearing Criminal Miscellaneous Petition No. 5389 of 2005 before the Gujarat High Court to quash the said
criminal complaint. The High Court has stayed proceedings before the Chief Judicial Magistrate, Vadodara till
further hearing and disposal of the case before the High Court.
Litigation against our Subsidiaries
BOB Capital Markets Limited
1.
Contingent Liabilities not provided for as of September 30, 2005: NIL
2.
Litigation against BOB Capital as of November 30, 2005: NIL
BOB Housing Finance Limited
1.
Contingent Liabilities not provided for as of September 30, 2005: NIL
2.
Litigation against BOB Housing as of November 30, 2005:
Consumer Cases
There are twelve cases that have been filed against the company claiming refund of pre-closure fee, refund of processing
fee, rate of interest, fraud, etc. These cases are at various stages of hearing and the aggregate amount of financial
liability to the company on account of the same is Rs. 5,510,597.
BOBCARDS Limited
1.
Contingent Liabilities not provided for as of September 30,, 2005: Contingent liabilities on account of cases filed
against the company – Rs. 1,937,164.63.
2.
Litigation against BOBCARDS as of November 30, 2005:

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315
Consumer Cases
There are 19 cases that have been filed against the company in relation to disputes regarding service charges, loss of
cards, seizure of cards by the company, etc. These cases are at various stages of hearing and aggregate amount of
liability to the company on account of the same is Rs. 1,937,164.63.
Labour Cases
There are two cases that have been filed against the company claiming permanent employment, one before the labour
Court, Bandra, Mumbai and one before the Industrial Tribunal, Mumbai. These cases are at various stages of hearing
and the exact amount of financial liability to the company on account of the same cannot be accurately determined.