Bank of baroda

TOTAL EXPENDITURE
38.89
43.90
40.50
36.03
34.85
17.25
Gross Profit before
21.88
17.72
16.44
11.65
9.62
8.04
provisions & contigencies
LESS: Provisions &
10.38
8.98
8.25
5.43
7.14
4.75
Contingencies (Other than
floating provision for NPAs)
Profits after provisions and
11.50
8.74
8.19
6.22
2.48
3.29
contingencies
Add: Amount transferred
-
-
-
-
-
-
from Investment Fluctuation
Reserve
Less:Floating provision for
-
-
-
-
-
-
NPAs
Net Profit for the Year/ half
11.50
8.74
8.19
6.22
2.48
3.29
year As per Financial
Statements

---

214
BANK OF BARODA
ANNEXURE H
BANK OF BARODA (GUYANA) LTD.
I SUMMARY STATEMENT OF PROFIT AND LOSS
(Rs. in million)
Sr.
AUDITED
LIMITED
No.
FINANCIAL YEAR ENDED 31ST MARCH
REVIEW
Half Year
ended
2001
2002
2003
2004
2005
Sep-05
APPROPRIATIONS
TRANSFER TO
a)
Statutory Reserve
1.72
1.31
1.23
0.93
0.37
-
b)
Capital Reserve
-
-
-
-
-
-
c)
Revenue and Other Reserves
-
-
-
-
-
-
i)
Investment Fluctuation Reserve
-
-
-
-
-
-
ii)
General Reserve
-
-
-
-
-
-
iii)
Statutory Reserve (Foreign)
-
-
-
-
-
-
d)
Staff Welfare Account
-
-
-
-
-
-
e)
Dividend (including Dividend
-
-
-
-
-
-
Tax)
i) Interim Dividend
-
-
-
-
-
-
ii) Proposed Dividend
-
-
-
-
-
-
Tax on Dividend
-
-
-
-
-
-
Transfer to:Unallocated Profit
9.78
7.43
6.96
5.29
2.11
3.29
Break-up of provisions
and contingencies
Provision for Non Performing
0.21
0.26
0.49
0.05
0.11
-
Advances
Provision for Standard
-
-
-
-
-
-
Advances
Depreciation on Investments
-
-
-
-
-
-
Provisions for income tax
10.17
8.22
7.76
5.38
7.01
4.75
Provision for Restructured
Standard Accounts
-
-
-
-
-
-
Others
-
-
-
-
-
-
Floating Provision for NPAs
(in adition to norms)
-
0.50
-
-
0.62
-
TOTAL_10.38_8.98_8.25_5.43_7.74_4.75'>TOTAL
10.38
8.98
8.25
5.43
7.74
4.75

---

215
ANNEXURE H
BANK OF BARODA (GUYANA) LTD.
II. SUMMARY STATEMENT OF ASSETS AND LIABILITIES
(Rs. in million)
Sr.
AUDITED
LIMITED
No.
AS AT 31ST MARCH
REVIEW
Half Year
ended
2001
2002
2003
2004
2005
Sep-05
(A)
ASSETS

 
1
Cash in Hand
1.27
3.70
3.49
2.59
5.00
7.00
2
Balance with RBI
-
-
-
-
-
-
3
Balance with Banks
-
-
-
-
-
-
- In India
-
-
-
-
-
-
- Outside India
53.48
133.82
51.00
150.31
120.49
156.57
4
Money at call and Short
-
42.51
43.79
9.74
4.92
243.48
notice
5
Investment
- In India
-
-
-
-
-
-
- Outside India
376.31
457.86
495.05
625.38
463.73
387.33
TOTAL
6
Advances
- In India
-
-
-
-
-
-
- Outside India
44.21
78.45
112.33
72.26
103.86
124.60
7
Fixed Assets
62.79
62.07
58.13
52.36
51.21
50.85
Less:Revaluation 
Reserve
-
-
-
-
-
-
Net Fixed Assets
62.79
62.07
58.13
52.36
51.21
50.85
8
Other Assets
38.81
10.81
12.39
26.35
17.18
14.40
TOTAL - (A)
576.87
789.22
776.18
938.99
766.39
984.23
(B)
LIABILITIES

 
1
DEPOSITS
423.07
628.21
628.01
822.16
659.80
868.46
Demand 
Deposits
- 
From 
Banks
0.17
0.17
0.17
0.16
0.15
0.15
- 
From 
Others
149.11
206.83
151.76
165.52
123.15
290.04
2
Saving Deposits
150.16
168.56
165.03
166.60
176.54
184.80
3
Term Deposits from Banks
-
-
-
-
-
-
Term Deposits from Others
123.63
252.65
311.05
489.88
359.95
393.47
4
Borrowings
- In India
-
-
-
-
-
-
- Outside India
-
-
-
-
-
-
5
Other Liabilities and
14.41
29.47
12.56
18.70
14.00
19.10
Provisions
6
Subordinate Debts
-
-
-
-
-
-
TOTAL - (B)
437.48
657.68
640.57
840.86
673.80
887.56
(C)
NET ASSETS (C=A-B)
139.39
131.54
135.61
98.13
92.59
96.67

---

216
BANK OF BARODA
ANNEXURE H
BANK OF BARODA (GUYANA) LTD.
II. SUMMARY STATEMENT OF ASSETS AND LIABILITIES
(Rs. in million)
Sr.
AUDITED
LIMITED
No.
AS AT 31ST MARCH
REVIEW
Half Year
ended
2001
2002
2003
2004
2005
Sep-05
Represented by:
(D)
Share Capital
81.20
83.04
79.45
71.85
70.93
71.29
(E)
Share Application Money
-
-
-
-
-
-
(F)
RESERVES AND SURPLUS
-
-
-
-
-
-
1
Statutory Reserve
3.28
4.50
5.53
5.93
6.23
6.36
2
Capital Reserve
-
-
-
-
-
-
3
Revaluation Reserve
4
Investment Fluctuation Reserve
-
-
-
-
-
-
5
Revenue & Other Reserve
-
-
-
-
-
-
6
Deferred Tax Reserve
-
-
-
-
-
-
7
Balance of Profit & Loss
19.19
23.51
29.46
20.35
15.43
19.02
Account
8
H/O Interest Free Funds
35.72
20.49
21.17
-
-
- 
TOTAL
58.19
48.50
56.16
26.28
21.66
25.38
Less:Revaluation 
Reserve
TOTAL - (F)
58.19
48.50
56.16
26.28
21.66
25.38
 TOTAL 
(D+E+F)
139.39
131.54
135.61
98.13
92.59
96.67
(G)
Contingent Liabilities
-
-
-
-
-
-
1
Claims ag. The Bank not
0.27
0.27
0.27
0.24
0.24
0.24
acknowledged as debt
2
Disputed income tax
-
-
-
-
-
-
demand under appeal/
references etc.
3
Liabilitity for partly paid
-
-
-
-
-
-
investments
4
Liability on account of
-
-
-
-
-
-
outstanding forward
exchange contracts
5
Guarantees given on behlaf
8.92
9.32
15.87
10.99
2.45
0.83
of constituents :
in India
- 
-
- 
- 
-
- 
Outside 
India
8.92
9.32
15.87
10.99
2.45
0.83
6
Acceptances, Endorcements
-
-
0.44
-
2.79
2.88
& other Obligations
7
Other items for which the
-
-
-
-
-
-
Bank is contingently liable
TOTAL - (G)
9.19
9.59
16.58
11.23
5.48
3.95
Bills for collection
2.13
7.03
3.99
4.47
1.28
2.47

---

217
ANNEXURE H
BANK OF BARODA (TANZANIA)LTD
I SUMMARY STATEMENT OF PROFIT AND LOSS
(Rs. in million)
Sr.
Audited Financial
LIMITED
No.
Year Ended
REVIEW
31st
Nine Months
December
ended
2004
Sep-05
Mean Rate as per Bank of Tanzania (No. of Tanzanian Shilling
equivalent to one Indian Rupee) as on closing date
23.93
25.86
A
INCOME
1
Interest Earned
17.80
22.64
1.1
Interest & Discount on advances/bills
0.44
7.05
1.2
Income on Investment
4.19
12.32
1.3
Interest on balance with RBI and other Inter Bank Lending
0.33
3.27
1.4
Interest on Income Tax
-
-
1.5
Others (pre-operative expenses)
12.84
-
2
OTHER INCOME
1.01
9.35
2.1
Commission, Exchange Brokerage
1.01
9.20
2.2
Profit on sale of investments (Net)
-
-
2.3
Profit on revaluation of investments (Net)
-
-
2.4
Profit on sale of land,bldg. & other assets (Net)
-
-
2.5
Profit on exchange transaction (Net)
0.00
0.00
2.6
Income earned by way of dividends etc. from subsd/co./ JV in India
-
-
2.7
Amount transferred from interbranch transactions blocked account
-
-
2.8
Miscelleneous Income
0.00
0.15
TOTAL INCOME
18.81
31.99
B
EXPENDITURE
1
Interest Expended
0.13
2.57
1.1
Interest on Deposits
0.13
2.57
1.2
Interest on RBI/ Inter-Bank borrowings
-
-
1.3
Others
-
-
Operating expenses
21.56
26.08
1
Payment to & provision for employees
2.08
6.06
2
Rent, Taxes & Lighting
1.15
5.62
3
Printing and Stationery
0.37
0.61
4
Advertisement and publicity
0.27
0.49
5
Deprn. on Banks Properties (net of amt. adusted agst revaluation resv.)
2.36
6.67
6
Director’s Fees, Allowances & Expenses
0.01
0.03
7
Auditor’s Fees & Expenses
0.07
0.04
8
Law Charges
-
-
9
Postage, Telegrames, Telephones etc.
1.03
2.25
10
Repairs & Maintenance
0.07
0.64
11
Insurance
0.05
0.32
12
Other Expenditure
14.10
3.35
TOTAL EXPENDITURE
21.69
28.65

---

218
BANK OF BARODA
ANNEXURE H
BANK OF BARODA (TANZANIA)LTD
I SUMMARY STATEMENT OF PROFIT AND LOSS
(Rs. in million)
Sr.
Audited Financial
LIMITED
No.
Year Ended
REVIEW
31st
Nine Months
December
ended
2004
Sep-05
Gross Profit before provisions & contigencies
(2.86)
3.34
Less:Prov. & Contingencies (Other than floating provision for NPAs)
-
-
Profits after provisions and contingencies
(2.86)
3.34
Add: Amount transferred from Investment Fluctuation Reserve
-
-
Less:Floating provision for NPAs
-
-
Net Profit for the Year/ nine months as per Financial Statements
(2.86)
3.34
APPROPRIATIONS TRANSFER TO
a)
Statutory Reserve
-
-
b)
Capital Reserve
-
-
c)
Revenue and Other Reserves
(2.86)
3.34
i)
Investment Fluctuation Reserve
-
-
ii)
General Reserve
-
-
iii)
Statutory Reserve (Foreign)
-
-
d)
Staff Welfare Account
-
-
e)
Dividend (including Dividend Tax)
-
-
i) Interim Dividend
-
-
ii) Proposed Dividend
-
-
Tax on Dividend
-
-
Transfer to:Unallocated Profit
-
-
TOTAL
(2.86)
3.34

---

219
ANNEXURE H
BANK OF BARODA (TANZANIA)LTD
II. SUMMARY STATEMENT OF ASSETS AND LIABILITIES
(Rs. in million)
Sr.
Audited As at
Limited Review