Bank of baroda

ANNEXURE E
BOB ASSET MANAGEMENT COMPANY LIMITED
SUMMARISED PROFIT & LOSS ACCOUNT
(Rs. In million)
As per the Audited Accounts as on
Reviewed
31/03/2001
31/03/2002
31/03/2003
31/03/2004
31/03/2005
Upto30.09.05
INCOME
Interest
10.76
12.15
11.67
9.37
6.54
3.78
Dividend
4.60
4.87
0.52
0.61
0.51
1.79
Management Fee
5.04
4.14
8.80
14.91
17.32
3.66
Profit on sale of Investment
5.52
1.34
0.00
7.55
4.67
0.00
Income Tax Refund
-
-
-
0.40
-
-
Misc. Income
0.16
0.03
0.04
0.17
0.22
0.03
Total Income
26.08
22.53
21.03
33.01
29.26
9.26
EXPENDITURE
Staff Expenses
2.43
2.37
3.47
3.80
4.58
2.33
Rents, rates etc.
3.56
3.65
2.40
0.08
1.37
0.75
Legal & Professional Fee
0.01
0.02
0.04
0.13
0.38
0.02
Auditor’s fees
0.02
0.02
0.02
0.02
0.02
0.02
Advertisement
0.41
0.56
0.23
0.10
0.11
0.00
Other Operative Expenses
2.06
2.89
4.72
4.25
4.61
1.95
Depreciation
0.76
0.45
0.65
0.83
0.66
0.22
Dep in Investments
0.00
0.00
0.00
0.00
0.74
0.00
Loss in conv
0.00
0.10
0.33
8.73
3.11
0.00
Def. expenses written off
0.12
2.01
2.30
2.43
2.45
1.16
Preliminary expenses written off
0.05
0.05
0.05
0.05
0.05
0.02
Total Expenditure
9.42
12.12
14.21
20.42
18.08
6.47
Profit before Tax
16.66
10.41
6.82
12.59
11.18
2.79
Prov. for deffered tax
0.00
0.00
0.45
0.26
-1.27
0.00
Prov. for tax
3.30
0.60
2.29
7.45
4.50
0.00
Prior period expenses
0.00
-0.21
0.00
0.00
0.51
0.00
Prior period IT Adj
0.00
0.00
0.00
0.38
1.68
0.80
Prior period adjs
-0.05
0.00
1.50
0.00
0.00
0.05
Profit after tax
13.41
10.02
2.58
4.50
5.76
1.94
Profit & Loss B/F
38.71
52.11
62.13
63.36
67.86
73.62
Balance to B/Sheet
52.12
62.13
64.71
67.86
73.62
75.56

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186
BANK OF BARODA
SUMMARISED STATEMENT OF ASSETS & LIABILITIES
(Rs. In million)
As per the Audited Accounts as on
Reviewed
31/03/2001
31/03/2002
31/03/2003
31/03/2004
31/03/2005
Upto30.09.05
LIABILITIES
Share Capital
100.00
100.00
200.00
200.00
200.00
200.00
Reserves & Surplus
52.12
62.13
62.55
67.86
73.62
75.56
Current Liabilities
12.13
21.19
18.28
13.58
18.52
23.54
Total Liabilities
164.25
183.32
280.83
281.44
292.14
299.10
ASSETS
Fixed Assets
1.32
1.18
2.82
2.28
1.59
1.41
Investments
132.38
117.37
223.37
204.81
165.20
189.70
Current Assets
29.31
56.80
47.72
68.80
122.31
106.13
Misc exps not w/o
1.24
7.97
7.02
5.55
3.04
1.86
Total Assets
164.25
183.32
280.83
281.44
292.14
299.10

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187
ANNEXURE F
BOB Capital Markets Limited
Summarised Statement of Assets & Liabilities
Rs. in million
For the year ended as at 31st March
For the half
year ended
as at 30
th
2001
2002
2003
2004
2005
Sep 2005
SOURCES OF FUNDS
1
Shareholders Funds:
- Share Capital
100.00
600.00
1,000.00
1,000.00
1,000.00
1,000.00
- Reserves & Surplus
-
-
20.19
64.49
41.63
44.35
2
Loan Funds:
Unsecured 
Loans
-
-
-
1,088.10
2,151.90
2,006.50
3
Deferred Tax liability net of
0.18
0.30
-
(0.16)
deferred tax assets
TOTAL_100.00_600.00_1,020.37_2,152.89_3,193.53_3,050.69_APPLICATION_OF_FUNDS_1'>TOTAL
100.00
600.00
1,020.37
2,152.89
3,193.53
3,050.69
APPLICATION OF FUNDS
1
Fixed & Intangible Assets:
Gross 
Block
1.70
0.80
5.11
5.64
14.73
16.11
Less:Depreciation
0.75
0.33
1.66
2.90
5.16
6.59
Net Fixed & Intangible Assets
0.95
0.47
3.45
2.74
9.57
9.52
2
Investments
49.87
23.69
-
-
-
-
3
Current Assets, Loans and
Advances
 
Current Assets
Stock in Trade
-
-
1,089.39
2,165.54
2,990.28
2,792.03
Interest 
Accrued
0.27
0.92
12.40
32.85
6.37
23.87
Sundry 
Debtors
0.70
0.56
6.03
8.30
3.17
4.81
Cash and Bank Balances
32.67
535.28
0.74
5.19
2.26
0.83
Loans & Advances
17.04
12.94
78.83
141.68
143.27
195.33
Total Current Assets
50.68
549.70
1,187.39
2,353.56
3,145.35
3,016.87
Less: Current Liabilities &
Provisions
- 
Liabilities
0.85
1.42
71.57
5.02
1.84
4.49
- 
Provisions
19.05
14.54
98.90
198.39
130.70
131.69
Net Current Assets
30.78
533.74
1,016.92
2,150.15
3,012.81
2,880.69
Debit balance in P/L account
18.40
42.10
-
-
171.15
160.48
TOTAL
100.00
600.00
1,020.37
2,152.89
3,193.53
3,050.69
The figures are rearranged and/or regrouped wherever necessary in order to make them comparable with those of
financial year 2004-05.

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188
BANK OF BARODA
BOB Capital Markets Limited
Summarised Statement of Profit & Loss Account
(Rs. In Millions)
For the year ended as at 31st March
For the half
year ended
as at 30
th
2001
2002
2003
2004
2005
Sep 2005
INCOME
 
From Merchant Banking
6.85
4.00
9.52
20.73
10.20
9.26
From Primary Dealership
-
-
266.77
293.32
(106.71)
63.26
From Bank Deposits
3.79
6.93
1.59
0.02
0.16
-
Others
0.30
0.28
0.29
0.38
0.29
0.27
Total Income
10.94
11.21
278.17
314.45
(96.06)
72.79
EXPENDITURE
Interest
-
-
75.55
117.37
74.50
47.38
Operating Expenses
0.45
0.61
9.65
8.56
6.51
2.57
Payments to & Provisions for
2.72
1.86
2.93
4.51
5.70
3.15
Employees
Administrative & Other Expenses
6.48
5.98
6.87
5.49
7.02
4.03
Depreciation & Amortisation
0.25
0.20
1.33
1.24
2.55
1.43
Total Expenditure
9.90
8.65
96.33
137.17
96.28
58.56
Interest from investment written off:
on NCDs (KFL)
18.50
-
-
-
-
-
on FCDs (DSL)
0.64
-
-
-
-
-
Profit From Operations
(18.10)
2.56
181.84
177.28
(192.34)
14.23
Add: Doubtful Debts of earlier
-
-
-
-
-
0.05
years recovered
Less: Provision for Doubtful debts
-
-
-
0.12
1.98
-
Add: Prior period income /
-
-
(0.19)
0.52
(0.01)
(0.06)
expenses (net)
Add : Excess Provision of earlier
-
0.17
0.25
0.13
0.02
0.05
year w/back
Less: Permanent Investments
23.68
26.19
23.69
-
-
-
written off
Profit / (Loss) before tax
(41.78)
(23.46)
158.21
177.81
(194.31)
14.27
Add: Increase/ decrease in Deferred
-
-
65.23
0.11
(0.35)
0.11
Tax Assets net of deferred tax
liabilities
Less: Provision for Income Tax
-
-
-
64.00
-
0.99
Less: Fringe Benefit Tax
-
-
-
-
-
0.05
Profit / (Loss) after tax
(41.78)
(23.46)
92.98
113.70
(193.96)
13.34
Less: Short provision of Income Tax
-
0.24
0.57
1.71
-
-
of earlier year
Add: Excess provision of Income
-
-
3.72
-
-
-
Tax of earlier year
Profit availabale for appropriation /
(41.78)
(23.70)
96.13
111.99
(193.96)
13.34
(Loss)
Appropriations:
Transfer to Statutory Reserve Fund
-
-
19.23
22.40
-
2.67
Proposed Dividend (Final)
-
-
30.05
60.00
-
-
Tax on Final Dividend
-
-
3.85
7.69
-
-
Balance carried to Balance Sheet
(41.78)
(23.70)
43.00
21.90
(193.96)
10.67
The figures are rearranged and/or regrouped wherever necessary in order to make them comparable with those of
financial year 2004-05.

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189
ANNEXURE G
BOBCARDS LIMITED
STATEMENT OF ASSETS AND LIABILTIES
Rs. in million
Six months
ended
Year ended March 31
30th Sep
2005 (Limited
ITEMS
2001
2002
2003
2004
2005
review)
Sources of Funds
a)
Share capital
100.00
200.00
200.00
200.00
200.00
1,000.00
b)
Reserves & Surplus
59.00
77.60
94.68
120.31
141.80
210.32
Loan Funds
Unsecured
628.12
486.90
760.90
726.41
595.66
1,022.79
TOTAL
787.11
764.50
1,055.59
1046.72
937.46
2,233.11
Application of Funds
Fixed Assets
a)
Gross Block
22.57
27.63
29.24
31.50
33.97
36.74
b)
Less: Depreciation
13.68
16.25
19.22
22.07
24.56
26.13
Net Block
8.89
11.38
10.01
9.44
9.41
10.61
Current Assets, Loans &
Advances
a)
Bank Balance
57.46
156.92
226.61
165.38
162.66
116.12
b)
Card Outstandings
790.30
616.87
883.20
903.87
1019.94
1,421.48
c)
Other Current Assets,
41.94
45.30
65.01
69.18
129.00
913.87
Loans & Advances
Less : Current Liabilities & Provisions
a)
Current Liabilities
89.06
39.26
55.57
50.43
316.38
181.79
b)
Provisions
22.42
26.72
73.67
50.73
67.18
47.18
Net Current Assets
778.22
753.12
1,045.57
1037.28
928.04
2,222.50